Debt Management vs. Bankruptcy: Cost and Timeline Considerations

2024-05-08T03:22:39+00:00

When faced with significant debt, individuals often feel caught between choosing a debt management plan (DMP) or pursuing bankruptcy. Both options promise financial relief, but the path they take, the time they require, and their costs can be vastly different. Having guided countless clients [...]

Debt Management vs. Bankruptcy: Cost and Timeline Considerations2024-05-08T03:22:39+00:00

Do Debt Management Plans Work?

2024-04-25T02:10:31+00:00

As a bankruptcy attorney practicing in New Jersey, I frequently encounter clients who have tried nearly everything to manage their overwhelming debt. Among these options, debt management plans (DMPs) often come up as a seemingly viable solution. However, through years of experience and countless [...]

Do Debt Management Plans Work?2024-04-25T02:10:31+00:00

Bankruptcy and Your Tax Debt in New Jersey

2024-04-11T03:03:01+00:00

Dealing with tax debt can be overwhelming, and if you're considering bankruptcy as a solution, it's important to understand how tax debt is treated in New Jersey bankruptcy cases. In this article, we'll explore the intersection of bankruptcy and tax debt, providing insights into [...]

Bankruptcy and Your Tax Debt in New Jersey2024-04-11T03:03:01+00:00

What is the Means Test in New Jersey Bankruptcy?

2024-04-01T01:18:14+00:00

If you are considering filing for bankruptcy in New Jersey, you may have come across the term "means test." The means test is an important aspect of the bankruptcy process that helps determine your eligibility for different bankruptcy chapters. In this article, we will [...]

What is the Means Test in New Jersey Bankruptcy?2024-04-01T01:18:14+00:00

The Pros and Cons of Filing for Bankruptcy in New Jersey

2024-03-21T01:17:19+00:00

Filing for bankruptcy is a significant financial decision that can offer relief to individuals facing overwhelming debt. However, it's essential to understand both the advantages and disadvantages of bankruptcy before proceeding. In this article, we'll explore the pros and cons of filing for bankruptcy [...]

The Pros and Cons of Filing for Bankruptcy in New Jersey2024-03-21T01:17:19+00:00

The Top 10 Myths About Bankruptcy in New Jersey Debunked

2024-03-21T01:07:08+00:00

Filing for bankruptcy can be a daunting process. There are many misconceptions and myths about bankruptcy that often prevent people from taking the necessary steps to improve their financial situation. In this article, we will debunk the top 10 myths about bankruptcy in New [...]

The Top 10 Myths About Bankruptcy in New Jersey Debunked2024-03-21T01:07:08+00:00

Can Bankruptcy Affect Your Job or Employment Opportunities?

2024-03-09T17:08:17+00:00

Federal law gives all individuals and some other entities the right to file for bankruptcy protection. You have the right to file for bankruptcy regardless of your age, marital status, and whether or not you have ever filed for bankruptcy in the past. Likewise, [...]

Can Bankruptcy Affect Your Job or Employment Opportunities?2024-03-09T17:08:17+00:00

Five Tips to Ensure an Effective Bankruptcy

2024-02-29T03:15:22+00:00

You have the right to file for bankruptcy protection, no matter how financially distressed you are. The purpose of court-ordered bankruptcy protection is to stop creditors from seizing assets that you depend on for your survival. When applicants submit documents complete with accurate information [...]

Five Tips to Ensure an Effective Bankruptcy2024-02-29T03:15:22+00:00

How Often Do Chapter 7 Bankruptcies Get Denied, and Why Does This Happen?

2024-02-29T03:20:02+00:00

Federal law grants individuals and companies the right to file for bankruptcy protection. When you do this, the court negotiates with your creditors to discharge some of your debts and to develop a plan to repay others. No one can stop you from filing [...]

How Often Do Chapter 7 Bankruptcies Get Denied, and Why Does This Happen?2024-02-29T03:20:02+00:00

Five Signs You Need to Consider Bankruptcy

2024-02-23T02:19:31+00:00

Stereotypes are among the main reasons that people who are eligible for bankruptcy protection do not consider the option of filing for bankruptcy. They are worried that people in their communities, as well as lenders and prospective employers who see their credit reports, will [...]

Five Signs You Need to Consider Bankruptcy2024-02-23T02:19:31+00:00
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